:root{--teal:#00B4A3;--teal2:#008F83;--deep:#006B63;--navy:#12233F;--navy2:#162A46;--text:#425B70;--muted:#687B8D;--white:#fff;--off:#FFFDF8;--neutral:#F7F9FA;--mint:#EAF8F4;--sky:#EDF6FC;--lav:#F3EFFB;--butter:#FFF7DE;--peach:#FFF0E7;--rose:#FCEFF3;--border:#DDE7EC;--shadow:0 14px 42px rgba(18,35,63,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.65}a{text-decoration:none;color:inherit}.wrap{width:min(1180px,calc(100% - 36px));margin:auto}.topline{background:var(--navy);color:#dce8ef;text-align:center;padding:8px 16px;font-size:13px}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--border);backdrop-filter:blur(12px)}.head{min-height:76px;display:flex;align-items:center;gap:18px;justify-content:space-between}.brand{display:flex;align-items:center;gap:11px;color:var(--navy);font-weight:900}.brand img{width:46px;height:46px;object-fit:contain}.brand strong{display:block}.brand small{display:block;color:var(--teal2);font-size:10px;letter-spacing:1.2px}.nav{display:flex;align-items:center;gap:16px;font-size:13px;font-weight:800;color:var(--navy)}.nav a:hover{color:var(--teal2)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 18px;border-radius:10px;border:1px solid transparent;background:var(--teal);color:white;font-weight:850;cursor:pointer}.btn:hover{background:var(--teal2)}.btn.dark{background:var(--navy)}.btn.outline{background:white;color:var(--navy);border-color:var(--border)}.btn.light{background:white;color:var(--navy)}.hero{padding:82px 0 74px;background:linear-gradient(135deg,var(--navy),#15354b 62%,var(--deep));color:white}.hero h1{color:#fff;font:800 clamp(40px,5vw,68px)/1.06 Poppins,Arial,sans-serif;letter-spacing:-2px;max-width:950px;margin:0 0 18px}.hero p{font-size:19px;color:#dce8ef;max-width:830px}.eyebrow{font-size:12px;letter-spacing:1.7px;text-transform:uppercase;font-weight:900;color:#7DE0D5}.actions{display:flex;gap:11px;flex-wrap:wrap;margin-top:26px}.crumb{font-size:12px;color:#9eb1c0;margin-bottom:16px}.crumb a{color:#7DE0D5}.section{padding:68px 0}.band{background:var(--neutral)}.mint{background:var(--mint)}.dark-section{background:var(--navy);color:#dce8ef}.dark-section h2,.dark-section h3{color:#fff}.section-head{text-align:center;max-width:820px;margin:0 auto 32px}.section-head h2{font:800 clamp(30px,4vw,46px)/1.12 Poppins,Arial,sans-serif;letter-spacing:-1px;color:var(--navy);margin:6px 0 12px}.section-head p{font-size:17px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid.two{grid-template-columns:repeat(2,1fr)}.grid.five{grid-template-columns:repeat(5,1fr)}.card{background:#fff;border:1px solid var(--border);border-radius:18px;padding:25px;box-shadow:0 6px 24px rgba(18,35,63,.04)}.card h3{font:750 21px/1.2 Poppins,Arial,sans-serif;color:var(--navy);margin:8px 0 11px}.card p{margin:8px 0}.num{font-size:11px;font-weight:900;color:var(--teal2);letter-spacing:1px}.money{font:900 32px/1 Poppins,Arial,sans-serif;color:var(--teal2);margin:16px 0 8px}.tag{display:inline-block;border-radius:999px;padding:5px 9px;background:var(--mint);color:var(--teal2);font-size:11px;font-weight:900}.callout{border-left:5px solid var(--teal);background:var(--mint);padding:19px 21px;border-radius:0 14px 14px 0;margin:22px 0}.warning{border-left-color:#d98a00;background:var(--butter)}.table-wrap{overflow:auto;border-radius:15px;border:1px solid var(--border);background:white}table{width:100%;border-collapse:collapse;min-width:760px}th,td{text-align:left;padding:14px 13px;vertical-align:top;border-bottom:1px solid var(--border)}th{background:var(--navy);color:#fff;font-size:12px;letter-spacing:.4px}tr:last-child td{border-bottom:0}.rule{display:flex;gap:14px;padding:16px 0;border-bottom:1px solid var(--border)}.rule b{flex:0 0 32px;height:32px;border-radius:50%;display:grid;place-items:center;background:var(--teal);color:#fff}.clean{padding-left:19px}.clean li{margin:7px 0}.metric{font:900 34px/1 Poppins,Arial;color:var(--navy)}.metric-label{font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:1px;color:var(--muted);margin-top:8px}.faq details{background:#fff;border:1px solid var(--border);border-radius:14px;padding:16px 18px;margin:10px 0}.faq summary{font-weight:850;color:var(--navy);cursor:pointer}.form-shell{max-width:900px;margin:auto}.form-section{background:#fff;border:1px solid var(--border);border-radius:18px;padding:26px;margin-bottom:18px}.form-section h3{font-family:Poppins;color:var(--navy);margin:0 0 16px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field.full{grid-column:1/-1}.field label{display:block;font-size:12px;font-weight:850;color:var(--navy);margin-bottom:6px}.field input,.field select,.field textarea{width:100%;border:1px solid #cfdde4;border-radius:10px;padding:12px 13px;font:inherit;color:var(--text);background:#fff}.field textarea{min-height:110px;resize:vertical}.check{display:flex;gap:10px;align-items:flex-start;margin:12px 0}.check input{margin-top:5px}.required{color:#b42318}.notice{font-size:12px;color:var(--muted)}.status-box{max-width:760px;margin:40px auto;background:#fff;border:1px solid var(--border);border-radius:20px;padding:32px;box-shadow:var(--shadow);text-align:center}.status-box h1{font-family:Poppins;color:var(--navy)}.ref{font-family:monospace;background:var(--mint);padding:10px 14px;border-radius:10px;display:inline-block;color:var(--deep);font-weight:900}.calc{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;align-items:end}.calc-result{margin-top:18px;background:var(--navy);color:white;border-radius:16px;padding:24px}.calc-result strong{font-size:30px;color:#7DE0D5}.partner-footer{background:#0c192c;color:#bfcdd7;padding:48px 0 26px}.partner-footer h4{color:white;margin:0 0 10px}.foot-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px}.partner-footer a{display:block;margin:6px 0}.fine{border-top:1px solid #26374e;margin-top:28px;padding-top:18px;font-size:12px;color:#91a4b3}.mobile-toggle{display:none}.success-line{color:#177245;font-weight:850}.error-line{color:#b42318;font-weight:850}.sticky-main{position:fixed;right:18px;bottom:18px;background:#fff;border:1px solid var(--border);border-radius:999px;padding:10px 14px;box-shadow:var(--shadow);font-size:12px;font-weight:900;color:var(--navy);z-index:30}
@media(max-width:1040px){.nav{display:none}.mobile-toggle{display:inline-flex}.grid.five{grid-template-columns:repeat(2,1fr)}.grid{grid-template-columns:1fr 1fr}.foot-grid{grid-template-columns:1fr 1fr}.calc{grid-template-columns:1fr 1fr}}
@media(max-width:650px){.wrap{width:min(100% - 28px,1180px)}.hero{padding:58px 0}.hero p{font-size:17px}.grid,.grid.two,.grid.five,.fields,.foot-grid,.calc{grid-template-columns:1fr}.field.full{grid-column:auto}.section{padding:50px 0}.brand small{display:none}.head{min-height:68px}.brand img{width:40px;height:40px}.sticky-main{bottom:12px;right:12px}}